Inherited IRA 10-Year Rule: Do I Have to Take R...

Your parent died, you inherited their traditional IRA, and now you’ve gotten three different answers to the same question. The brokerage rep said you have ten years and didn’t mention...

Building a Roth Conversion Ladder When You Alre...

If you already have a Roth IRA with years of contributions and growth in it, the natural worry about starting a conversion ladder is that you’ll somehow contaminate the account...

Can You Reverse a Roth Conversion? How to Fix a...

A client emailed our office last week in a panic after executing a Backdoor Roth IRA on their own. They had contributed $6,500 to a non-deductible IRA and immediately converted...

Roth Conversion Before Moving States: Why the "...

Every tax season, I review the returns of high-earning professionals who are fiercely dedicated to optimizing every dollar, and the ones moving states almost always get the timing of a...

Why Your SEP IRA is Ruining Your Backdoor Roth ...

You are an established solo business, and for years you've done exactly what you were supposed to do. You set up a SEP IRA because it was easy, and you...

HSA Forms Explained: How to Read IRS Forms 1099...

Form 1099-SA and Form 5498-SA are the two informational statements that track money moving through your Health Savings Account: Form 5498-SA reports what went in (contributions), and Form 1099-SA reports...