Tax

Reverse Rollover Trap: Trapping $250k in a Bad ...

Every tax season, high-earning clients sit across my desk and say the same thing: "My financial advisor told me I need to do a Backdoor Roth." When I point out...

Reverse Rollover Trap: Trapping $250k in a Bad ...

Every tax season, high-earning clients sit across my desk and say the same thing: "My financial advisor told me I need to do a Backdoor Roth." When I point out...

When Is a Roth Conversion NOT Worth It? Seven T...

Almost everything written about Roth conversions is a sales pitch — convert, convert, convert. The truth is more boring: a conversion is just prepaying a tax bill, and prepaying only...

When Is a Roth Conversion NOT Worth It? Seven T...

Almost everything written about Roth conversions is a sales pitch — convert, convert, convert. The truth is more boring: a conversion is just prepaying a tax bill, and prepaying only...

Can You Contribute to a Roth IRA if You Are Married Filing Separately?

Can You Contribute to a Roth IRA if You Are Mar...

You are married, you both work, and you decided on married filing separately for your taxes this year. Usually, I see this happen for one of two reasons: you want...

Can You Contribute to a Roth IRA if You Are Mar...

You are married, you both work, and you decided on married filing separately for your taxes this year. Usually, I see this happen for one of two reasons: you want...

RSU Roth Income Limit: Are You Locked Out After Vesting?

RSU Roth Income Limit: Are You Locked Out After...

You checked your paycheck, and the numbers finally look the way you've always wanted them to. Your company just released a massive block of Restricted Stock Units (RSUs), and your...

RSU Roth Income Limit: Are You Locked Out After...

You checked your paycheck, and the numbers finally look the way you've always wanted them to. Your company just released a massive block of Restricted Stock Units (RSUs), and your...

What Is a 72(t)? The SEPP, Explained & - and Wh...

A 72(t) is one of those tax terms that sounds impossible until you see the problem it solves — and then it’s simple. So let’s do it backwards. Instead of...

What Is a 72(t)? The SEPP, Explained & - and Wh...

A 72(t) is one of those tax terms that sounds impossible until you see the problem it solves — and then it’s simple. So let’s do it backwards. Instead of...

Roth Conversion Ladder vs. 72(t): Two Ways to R...

Retire in your early 50s and you run straight into a wall: most of your money is locked in a traditional IRA or 401(k), and pulling it out before 59½...

Roth Conversion Ladder vs. 72(t): Two Ways to R...

Retire in your early 50s and you run straight into a wall: most of your money is locked in a traditional IRA or 401(k), and pulling it out before 59½...